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Loan and Investments Calculators

Mortgage Calculator

This calculates your monthly instalments to repay a mortgage or bank loan over a given period:

 
Amount borrowed:
Annual Interest (%):
Loan Date:
Repayment over:  
Show calculation details:
 
 

These calculations are based on fixed monthly instalments (on the same day of the month) for the life of the loan. If the interest changes during the loan, the repayments will have to be recalculated, by feeding in the remainder of the loan, with loan date set to the date interest changes.

For the theory behind this calculator see notes on

'Mortgage Calculations' (internal Link to Z_Mortgage)

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Repayments Schedule

This displays the repayments schedule for a given loan, when you know the monthly instalment:

 
Amount borrowed:
Annual Interest (%):
Loan Date:
Monthly Instalment:
 
 

Interest Only Repayments

This calculates your monthly instalments on a mortgage or bank loan where only the interest is paid (i.e. the capital does not change):

 
Amount borrowed:
Annual Interest (%):
Loan Date:
 
 

Savings

This displays how your savings will grow/decrease over time with fixed monthly instalment/withdrawals:

 
Initial capital:
Annual Interest (%):
Start Date:
Monthly Instalment:
(negative if withdrawal)